Mutual Funds
SIP behaviour, momentum and concentration risk — what the flows data says about how India actually invests.
Mutual Funds · Deep dive
Why Momentum in a Mutual Fund is Smarter than Momentum in a Smallcase
The 2025 Union Budget made one subtle yet powerful shift for investors: Short-Term Capital Gains (STCG) tax rose from 15% to 20%, and Long-T…
Mutual Funds · Deep diveThe SIP Illusion
Why India’s Most Popular Investment Habit Is Quietly Failing Millions of Investors
Mutual Funds · Deep diveThe 77% Problem — Why Most Indian Equity Portfolios Are More Vulnerable Than They Look
Two years of flat returns haven’t fixed Indian valuations. They’ve just made the problems harder to see. Here’s the framework you need.
Mutual Funds · Deep diveThe First REIT Index Fund in India — Half the Volatility, All the Real Estate
SEBI re-labelled REITs as equity, and a 60/40 REIT-and-realty index fund followed. What you actually own, where the return comes from, and where it belongs in a portfolio.