Data-driven research on Indian banking, payments & markets
A window into how India moves money: banking, payments, mutual funds and capital markets, built from RBI releases, NPCI statistics, SEBI filings and AMFI flows. No narratives, just what the numbers say.
Interactive data, updated with every release
Living dashboards built directly from regulatory data — cite them, bookmark them, come back when the next release drops.
RBI Annual Report 2025-26 — India Credit & Payments Dashboard
The full FY26 picture from the RBI Annual Report: credit growth, deposits, payments infrastructure and the shifting shape of Indian banking.
RBI · NPCI · PaymentsIndia Payments Intelligence — FY26 Dashboard
UPI, cards, ATMs and the digital crossover — how India quietly became the world's most advanced payment economy, in charts.
Banks · NBFC · QuarterlyIndia Banking Scorecard
24 banks and NBFCs — PSU, private and NBFC — tracked quarterly on reported PAT, Gross NPA and Net NPA, Q2FY25 to Q1FY27.
What we track
Payments Coming soon!
UPI, cards, ATM networks and the economics of India's payment rails.
Banking & Credit Coming soon!
Retail lending — home, gold, personal, auto, credit cards — and bank balance sheets.
Mutual Funds
SIP behaviour, momentum and concentration risk — how India actually invests.
Capital Markets & US Deep Dives Coming soon!
Indian capital markets, plus selective US coverage — Lumentum, Coherent, SpaceX.
Calculators that show their working
Most personal-finance calculators hide the assumptions that drive the answer. These do the opposite — every input visible, every cost counted on both sides.
Buy a flat, or rent and invest the difference?
Holds both choices to the identical monthly budget and counts stamp duty, home-loan tax relief, rental income tax and capital gains on both sides — then shows how often each answer wins once returns are allowed to be volatile.
Retirement · EPF · NPS · SIPRetirement is not the first bill that arrives
School fees, a house and a wedding all land before retirement does, out of the same pot. Plans around them — every goal at its real future cost, EPF and NPS and your SIPs added up honestly, then spent down to see whether the money lasts.
All toolsThe tools shelf
What is live, what is coming, and the rules every calculator here is built to.
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Long-form pieces and monthly data drops, straight from the primary sources.